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Reviews a bank’s loan portfolios for accuracy and
completeness of loan files; reviews loans for compliance
with federal and state banking regulations; may assist in
calculation of bank reserves for loan losses and regulatory

Alternate Title(s):Financial Analyst, Loan Review Analyst,
Loan Underwriter

Salary Range US: $32,203 to $49,086
Salary Range Indo: -

Employment Prospects: Good

Education or Training—Four-year degree with courses
in accounting, economics, and finance
Experience—One to three years’ experience, preferably
in a credit or lending environment
Special Skills and Personality Traits—Good managerial,
communications, and public relations skills; extensive
knowledge of financial statement analysis and
spreadsheet accounting programs; working knowledge
of loan collections, loan workout, and loan review procedures;
accounting principles and regulatory guidelines
for commercial loans, loan collection, and loan workout
procedures; familiarity with financial institution lending
policies and procedures

Tips for Entry :
1. Get some on-the-job experience in banking by working
part time in a branch office or loan department
while attending college.
2. Take courses in accounting, business administration,
or finance or courses to improve your computer skills
working with spreadsheet accounting programs.


Entry = Credit Analyst
Middle = Credit Administrative Manager
Top = Loan Review Department Director

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